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THE WEALTHO WAY08 features · everyday possibilities

WEALTHO / PERSONAL

A little structure.
A lot more living.

For the everyday, the someday and the things you build together. Find your way with Wealtho.

Get startedSee what it does

A CLOSER LOOK AT WEALTHO

Your plan.
In your pocket.

See where your money goes, give your priorities their share, and shape a plan around your life.

  • Give every naira a place.See your split across your money buckets.
  • Make the proportions yours.Adjust your plan to match what matters to you.
Explore automatic splitsApp preview · screens may evolve.
Wealtho app showing a sample deposit divided between Savings, Wealth and everyday money buckets
01 / Every naira, accounted for.
Wealtho app percentage controls for setting a personal bucket split
02 / A plan that fits you.
Payday received₦300,000
Ready to split
Daily living₦90,000
Savings₦60,000
Other priorities₦150,000
Your priorities, your proportions.

AUTOMATIC SPLITS

Payday, with a plan.

The money comes in. Your priorities get their share. Set your split once and give each payday a direction.

Explore automatic splits
LifestyleA little enjoyment.
HouseHome comes first.
SavingsA little peace of mind.

MONEY BUCKETS

Give every naira a job.

Daily living. Your home. A little enjoyment. Separate your money into buckets that make sense for your life.

Explore money buckets
TIME, ON YOUR SIDESmall steps.
More possibility.

LOCKED BUCKETS

A little patience. More possibility.

Lock a bucket until a date or a target, so the money is there when the moment comes. See the terms before you lock.

Explore money buckets
Three friends sharing a sunny moment at a hiking viewpoint
Our next adventure₦1,200,000 of ₦2,000,000
60% of the goal

PERSONAL GOALS

Make someday a plan.

Name what you are saving for, set your target and watch each contribution bring it closer.

Explore personal goals
ONE PLAN. MORE PEOPLE.A weekend together.
TOToluADAdaKEKemi
Shared target₦300,000

POOLED SAVINGS

Good plans deserve good company.

Bring people together around one shared goal. Keep contributions and progress in view as you build towards it.

Explore pooled savings
TO
This roundTolu’s turn.
Four people, one rhythm

AJO

Your people. Your turn.

Save as a group, take turns receiving the pot, and see where everyone stands in the cycle.

Explore Ajo
Money in. Meaning clear.
SalaryEmployment incomeClassified
Client paymentFreelance incomeClassified
From a friendPersonal transferReviewed

TAX ESTIMATES

Less guesswork. A clearer picture.

Understand how your income is classified and explore a tax estimate. A useful planning view, with estimates clearly explained.

Explore tax estimates
₦25,000

To Ada Okafor

FromDaily living
StatusCompleted

PAYMENTS

From your plan to your people.

Pick the right bucket, review the details and send. Keep the everyday movement of money easy to follow.

Explore payments

AND FOR THE BUSINESS YOU'RE BUILDING

Your ambition.
A clearer workspace.

Accounts, payments, payroll, team access and records. Bring the moving parts of your business into focus.

Explore Business

WEALTHO PERSONAL, EXPLAINED

Good questions.
Clear answers.

Can I change how my money is split?＋

Yes. Set the proportions around your priorities in the app, and change them as your life changes.

What happens when a bucket is locked?＋

Locked money cannot be spent or moved until the date or target you chose. If you need it sooner you can open it early; the app shows any charge before you confirm.

Are pooled savings and Ajo the same?＋

A savings pool builds towards a shared purpose, and money leaves only when enough members agree. Ajo follows a contribution schedule, with members taking turns receiving the pot.

Can I send money and pay bills?＋

Yes. Send to your people from the right bucket, and pay for airtime, data, electricity and TV. The app shows the recipient's name before you confirm with your PIN.

Is Wealtho a bank?＋

No. Wealtho is a financial technology company. The app organises your money and moves it on your instruction.

Give every naira
a job.

Get started