The 2026 rules
The Nigeria Tax Act 2025 applies from 1 January 2026. The old consolidated relief allowance is gone, rent relief takes its place, and the bands are new. The calculator applies the rules in force on the date you choose.
WEALTHO TAX / PAYEAVAILABLE
Your PAYE,
worked out line by line.
Enter your basic salary, housing, transport and other pay. See the tax, the pension, the reliefs and what you take home, under the rules in force from 1 January 2026.
AvailablePAYE, payroll, self-employed, withholding and capital gains. Free with a Wealtho Tax account. Results are estimates.
Every figure explained
Each band is shown with the income taxed in it and the tax on that slice, so you can see exactly how the total was reached.
Reliefs you can claim
Pension, National Housing Fund, health insurance, rent, life assurance and mortgage interest, each applied as the Act allows.
Monthly and yearly
See the annual tax, the monthly deduction and your monthly take-home pay together.
How it works
- Enter your payBasic, housing, transport and any other regular pay, monthly or yearly.
- Add your reliefsRent you pay, and any pension or insurance contributions.
- Read the workingThe result shows each band, each relief and the final figure.
QUESTIONS
Clear answers.
Is the PAYE calculator free?＋
Yes. It is free with a Wealtho Tax account.
Can I file with the result?＋
The result is an estimate for planning. It depends on what you enter. Ask a qualified tax professional to confirm it before you file or pay.
What if my pay changes during the year?＋
The monthly figure assumes the same pay every month. A bonus or a pay change makes that month an estimate. A year-to-date method is being built.
Which law does it follow?＋
The Nigeria Tax Act 2025 and the Nigeria Tax Administration Act 2025, as in force on the date you choose.
Work out your PAYE.
In a minute.
Wealtho Tax gives estimates for planning and preparation. It is not tax advice.